Renters Insurance
Why Renters insurance? You’ve just returned home after a long day at work to find there’s been a fire. Everything you own has been destroyed: your TV, VCR stereo, CD’s dishes, furniture and clothing. Who will pay for your belongings? Where will you stay until your apartment is renovated?
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If the unfortunate should happen and you suffer a loss, a Farmers Renters package is the answer. It will reimberse you for lost of damaged items, and if the loss makes your home uninhabitable, it will also pay the additional cost of hotel, meals and related expenses.
Benefits:
These are some of the types of losses for which your personal property is covered:
Theft
Vandalism
Smoke, if sudden and accidental
Fire or lightening
Windstorm or hail
Explosion
Sudden and accidental discharge of water or steamGlass breakage
Falling objects
Collapse of building
Vehicles
Weight of ice, snow or sleet
Riot or civil commotion
Aircraft
24 hour a day liability protection against claims caused by almost any unintentional act.The renters insurance package is a great value. ($4000 coverage can be as low as $10/month) Discounts: for age, non-smoker, protective devices, auto/renters combo’s.For more information on Renter’s insurance click
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And…we will start to see employers dropping group health insurance, paying the fine and splitting the difference with the employees. Silly? Maybe not. We need to do something before 2014. Increased utilization of HSAs would put the consumer in control, not the government. Maybe a good idea.
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